Friday 8 November 2013

Upgrading Your Car and Lowering Your Car Insurance

MTV "Pimp My Ride" was one of the hit shows of MTV in 2007, it features old cars that are almost ready to be thrown in the junkyard but through customization and modification, the car would end up as one sweet ride. One of the episodes where a van, in the worst state ever, with rusty tail pipes, faded paint job, cracked windows and a side mirror that just hangs because of duct tape, with cockroaches swarming inside it, was customized and brought back to its crisp condition. Right after it was customized the van was rigged with a portable LCD monitor complete with a DVD player, a surround sound system and a built in Jacuzzi inside. Clearly, "pimping" the car caused a lot of cash. Upgrading a car is really expensive from custom paint job to additional parts. It could really put a hole in the car owner's pocket.

Car owners upgrade and customize their cars for aesthetic reason. Los Angeles, California is home to many upgraded and customized cars. Upgrading a car is like an investment but it is an expensive one, which is why many car aficionados are always looking for affordable California car insurance quotes online. When you are investing on something, you want that specific object to be safe and protected, in the case of upgraded cars, having car insurance will give security and protection to your prized car from damages from various causes.

If you add special parts to your insured car, your premium will go up, if you have money to spend on these parts go ahead but keep in mind also that expensive car parts attract thieves. Whenever you install special parts to your car, always keep the receipts and transaction papers, so in the unfortunate event that your car got stolen, these papers will help you in the claiming process.

To lower the risk of your car being stolen, security upgrade is what you need. Alarm systems and GPS tracking devices could protect your car from car thieves, most agencies consider these devices as deductibles since it protects your car, which means if you have these devices you get to pay lower rates.

Car accidents can happen to everyone and auto insurance will help you financially after the car accident, but what about your safety in the actual car accident? Many drivers have lost their lives in unfortunate road accidents, so what should you to protect yourself? Car protection and safety upgrade. Get some passive restraint system. These are devices that work on it's own to protect motorist and other passengers from bodily injury during a car accident. Air bag or seatbelts are examples of a passive restraint system. These types of safety devices are a must for every car owner, not only in enhancing the safety of the car's passengers but also in getting discount offers from insurers.

It is not bad to custom your car and ride in style however because of tough times, one needs to consider practicality in upgrading their cars. California car insurance quotes online are abundant and are offered almost readily by insurers so it is easier for a motorist to find a good deal while surfing the internet. Keep in mind that the best upgrade you can give your car that improves protection and safety to its passengers is auto insurance.

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